Banking the World (eBook)

Empirical Foundations of Financial Inclusion

Robert Cull, Asli Demirguc-Kunt, Jonathan Morduch (Herausgeber)

eBook Download: PDF

2012
520 Seiten
The MIT Press (Verlag)
978-0-262-30599-0 (ISBN)

Infos

Experts report on the latest research on extending access to financial services to the 2.5 billion adults around the world who lack it.About 2.5 billion adults, just over half the world's adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast "e;unbanked"e; population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context. In Banking the World, experts take up these topics, reporting on new research that will guide both policy makers and scholars in a broader push to extend financial markets.The contributors consider such topics as the complexity of surveying people about their use of financial services; evidence of the impact of financial services on income; the occasional negative effects of financial services on poor households, including disincentives to work and overindebtedness; and tools for improving access such as nontraditional credit scores, financial incentives for banking, and identification technologies that can dramatically reduce loan default rates.

Produkt-Details

• Erscheint lt. Verlag: 21.12.2012
• Co-Autor: Thorsten Beck, Aparna Dalal, Asli Demirguc-Kunt, Erik Feijen, Xavier Gine, Tony Goland, Jessica Goldberg, Maria Jose Gonzalez, Anni Heikkila, Patrick Honohan, Panu Kalmi, Marrit van den Berg, Dean Karlan, Katie Kibuuka, Michael King, Leora F. Klapper, Robert Lensink, Inessa Love, Jonathan Morduch, Sendhil Mullainathan, Georgios A. Panos, Omar Robles, Miriam Bruhn, Olli-Pekka Ruuskanen, Thomas Sampson, Shalini Sankaranarayanan, Robert Schiff, Kinnon Scott, Peter Sheerin, Erwin Tiongson, Dean Yang, Bilal Zia, Alberto Chaia, Stijn Claessens, Shawn Cole, Daryl Collins, Robert Cull, Nguyen Viet Cuong
• Sprache: englisch
• Themenwelt: Sozialwissenschaften ► Soziologie
• Themenwelt: Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung
• Themenwelt: Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre
• ISBN-10: 0-262-30599-2 / 0262305992
• ISBN-13: 978-0-262-30599-0 / 9780262305990