The Impact of Public Policy on Consumer Credit

Thomas A. Durkin, Michael E. Staten (Herausgeber)

Buch | Softcover

336 Seiten

2012 | Softcover reprint of the original 1st ed. 2002
Springer-Verlag New York Inc.
978-1-4613-5542-7 (ISBN)

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As both the twenty-first century and the new millennium opened and the old eras passed into history, individuals and organizations throughout the world advanced their listings of the most significant people and events in their respective specialties. Possibly more important, the tum of the clock and calendar also offered these same observers a good reason to glance into the crystal ball. Presumably, the past is of greatest interest to most people when it permits better understanding of the present, and maybe even limited insight into the outlook. In keeping with the reflective mood of the time, the staff and friends of the Credit Research Center (CRC) at Georgetown University's McDonough School of Business noted that the beginning of the new millennium also marked the beginning of the second quarter-century of the Center's existence. The Center began at the Krannert Graduate School of Management at Purdue University in 1974 and moved to the McDonough School of Business at Georgetown University in 1997. The silver anniversary of its founding offered the occasion for creating more than another listing of significant past accomplishments and milestones. Rather, it offered the opportunity and, indeed, a mandate for CRC as an academic research center, to undertake a retrospective and future look into the status of research questions pertaining to consumer credit markets. For this reason, the Center organized a research conference which was held in Washington, D. C.

1: Introduction.- 2: The Evolution of Consumer Credit in the United States.- 3: The Growth of Consumer Credit and the Household Debt Service Burden.- 4: Personal Bankruptcies.- 5: Disclosure as a Consumer Protection.- 6: Financial Literacy in the U.S. and Efforts toward Credit Education.- 7: Trends in Equal Access to Credit Products.- 8: The Impact of Credit Scoring and Automated Underwriting on Credit Availability.- 9: Privacy, Consumer Credit, and the Regulation of Personal Information.- 10: Consumer Loan Securitization.- Appendix 1: Contributors’ Biographies.- Appendix 2: Credit Research Center Publications, 1974–1999.

Zusatzinfo	IX, 336 p.
Verlagsort	New York, NY
Sprache	englisch
Maße	155 x 235 mm
Themenwelt	Sozialwissenschaften ► Politik / Verwaltung ► Staat / Verwaltung
	Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung
	Wirtschaft ► Betriebswirtschaft / Management ► Rechnungswesen / Bilanzen
	Wirtschaft ► Volkswirtschaftslehre ► Mikroökonomie
	Wirtschaft ► Volkswirtschaftslehre ► Wirtschaftspolitik
ISBN-10	1-4613-5542-7 / 1461355427
ISBN-13	978-1-4613-5542-7 / 9781461355427
Zustand	Neuware