Managing Risks in Commercial and Retail Banking (eBook)

Amalendu Ghosh (Autor)

eBook Download: EPUB

2012 | 1. Auflage
576 Seiten
John Wiley & Sons (Verlag)
978-1-118-10356-2 (ISBN)

Infos

A practical guide to the practices and procedures of effectively
managing banking risks

Managing Risks in Commercial and Retail Banking takes an
in-depth, logical look at dealing with all aspects of risk
management within the banking sector. It presents complex processes
in a simplified way by providing real-life situations and
examples.

The book examines all dimensions of the risks that banks
face--both the financial risks--credit, market, and
operational--and the non-financial risks--money
laundering, information technology, business strategy, legal, and
reputational. Focusing on methods and models for identifying,
measuring, monitoring, and controlling risks, it provides practical
advice backed up by solid theories, without resorting to the use of
complicated mathematical and statistical formulas.

Author Amalendu Ghosh exposes topics that are usually absent in
books on managing banking risk--such as design of control
framework, risk management architecture, credit risk rating,
risk-based loan pricing, portfolio analysis, business continuity
planning, and corporate governance.

* Author has extensive experience with a variety of major banks
and institutions worldwide and brings a fresh perspective in the
wake of the global finance crisis

* Presents a novel approach using models of the credit risk
rating of different types of borrowers, the methodology for
assigning weights for deriving the rating, and the scoring
process

* Covers the essentials of corporate governance and options for
credit risk assessment in line with the recommendations made in the
New Basel Capital Accord

* Explains the methodology of risk-based internal audit,
including techniques to enable bank branches to switch over from
the old transaction-based audit methods

With its logical sequence of the aspects of risk management, the
book's layout is ideal for presentations, making it a handy tool
for risk management training

Autor

AMALENDU GHOSH worked for the Reserve Bank of India (RBI) for thirty-six years and has extensive exposure to bank regulation, risk management, risk-based bank supervision, and the New Basel Capital Accord. He was the chief of RBI's banking regulation department. After retirement, he worked with RBI on a contractual basis as the head of a risk-based bank supervision project implementation group, and was involved in drawing the road map, developing a supervision model, and writing a bank examination manual for actual conduct of bank inspection for the switch to the risk-based bank supervision system. Ghosh was also the risk management consultant to two nationalized commercial banks in India. He has hands-on experience in the formulation and implementation of risk management practices and procedures including development of models for counterparty rating.

Produkt-Details

• Erscheint lt. Verlag: 15.2.2012
• Reihe/Serie: Wiley Finance Editions
• Reihe/Serie: Wiley Finance Editions
• Sprache: englisch
• Themenwelt: Recht / Steuern ► Wirtschaftsrecht
• Themenwelt: Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung
• Themenwelt: Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre
• Schlagworte: Finance & Investments • Finanz- u. Anlagewesen • Geld u. Bankwesen • Institutional & Corporate Finance • Institutionelle Finanzplanung • Money & Banking
• ISBN-10: 1-118-10356-4 / 1118103564
• ISBN-13: 978-1-118-10356-2 / 9781118103562