Uncovered
Oxford University Press Inc (Verlag)
978-0-19-009415-7 (ISBN)
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In Uncovered, Katherine Hempstead answers these questions by exploring the history of the insurance business and its regulation in the United States from the 1870s through the twentieth century. Specifically, she focuses on the friction between the public demand for insurance and the private imperatives of insurers. Tracing the history of the industry from the early days of life, fire, and casualty insurance to the development of state regulation in the late nineteenth century, Hempstead examines the role that insurers initially played in the largely voluntary social safety net and how this changed over time. After the Great Depression, the federal government assumed a greater role in the provision of insurance, while insurers enthusiastically pursued the growing business of employee benefits. As the twentieth century progressed, insurers and government have become interdependent, with insurers participating in publicly funded markets. As Hempstead shows, periodic crises in life, fire, health, auto, and liability insurance highlighted gaps between the coverage that insurers were willing to provide and what the public demanded.
Highlighting how the major part states play in insurance regulation has made it harder to solve important problems, Uncovered fundamentally changes our understanding of the crucial role that insurance has always played in American politics.
Katherine Hempstead is a Senior Policy Adviser at the Robert Wood Johnson Foundation, where she focuses on federal and state policy as it pertains to health insurance coverage, health care costs, and access to care. She publishes on health policy topics and also in areas of demography, particularly mortality. Before coming to the foundation, she worked in state government and held posts in academia.
Acknowledgements
Introduction
Chapter 1: Birth of a Business
Chapter 2: A Permanent Body of Barnacles
Chapter 3: The Road to Armstrong
Chapter 4: The Life Insurance Moment
Chapter 5: Collusion and its Discontents
Chapter 6: Little Fires Everywhere
Chapter 7: Accidents and Mishaps
Chapter 8: Private Governments
Chapter 9: A Squirrel Cage Operation
Chapter 10: Stuck in the Age of Containment
Chapter 11: Clean Risks
Chapter 12: Hard Markets
Epilogue
Notes
Index
| Erscheinungsdatum | 07.11.2023 |
|---|---|
| Zusatzinfo | 28 b/w halftones; 1 table |
| Verlagsort | New York |
| Sprache | englisch |
| Maße | 152 x 226 mm |
| Gewicht | 703 g |
| Themenwelt | Geschichte ► Teilgebiete der Geschichte ► Wirtschaftsgeschichte |
| Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Versicherungsbetriebslehre | |
| Wirtschaft ► Volkswirtschaftslehre ► Finanzwissenschaft | |
| ISBN-10 | 0-19-009415-X / 019009415X |
| ISBN-13 | 978-0-19-009415-7 / 9780190094157 |
| Zustand | Neuware |
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