You Don't Need a Budget
Stop Worrying about Debt, Spend without Shame, and Manage Money with Ease
Seiten
2025
Little, Brown & Company (Verlag)
978-0-316-56893-7 (ISBN)
Little, Brown & Company (Verlag)
978-0-316-56893-7 (ISBN)
- Noch nicht erschienen (ca. Januar 2025)
- Portofrei ab CHF 40
- Auch auf Rechnung
- Artikel merken
A simple, no‑stress guide to managing money-free of the toxic messages and shame baked into traditional personal finance advice.
Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget-and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one‑size-fits‑all advice-usually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people face-is unrealistic, and only creates stress and shame.
As a financial journalist and educator, Dana Miranda is on a mission to liberate readers from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed-much like diet culture does for food and bodies. In this long‑overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.
Full of counterintuitive advice-like how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalism-You Don't Need a Budget will empower readers to get money off their mind and live the lives they want.
Track every dollar you spend. Check your account balances once a week. Always pay off your credit card bill in full. Make a budget-and stick to it. These are just a few of the edicts you'll find in virtually every personal finance book. But this kind of rigid, one‑size-fits‑all advice-usually written for and by wealthy white men (and a few women) with little perspective on the money struggles that many people face-is unrealistic, and only creates stress and shame.
As a financial journalist and educator, Dana Miranda is on a mission to liberate readers from budget culture: the damaging set of beliefs around money that rely on restriction, shame, and greed-much like diet culture does for food and bodies. In this long‑overdue alternative to traditional budgeting advice, Miranda offers a new approach that makes money easy for everyone, regardless of the numbers in their bank account.
Full of counterintuitive advice-like how to use debt to support your life goals, how to plan for retirement without a 401K, and how to take advantage of resources that exist to support those left behind by the forces of capitalism-You Don't Need a Budget will empower readers to get money off their mind and live the lives they want.
Dana Miranda is a Certified Educator in Personal Finance® (CEPF®) and a personal finance journalist. After leaving a leadership position with a popular financial media startup and spending two years as a freelance writer, she created Healthy Rich to change the way we talk about money. Dana has shared her expertise as a contributor to Forbes, Business Insider, the New York Times, CNBC, NextAdvisor, Culture Study, The Motley Fool, Money magazine, The Penny Hoarder, and Inc. magazine; and Healthy Rich has been featured in publications including Bankrate, Real Simple, and Forbes, where it was named a safe resource for LGBTQ+ financial education in 2022.
Erscheint lt. Verlag | 16.1.2025 |
---|---|
Verlagsort | New York |
Sprache | englisch |
Maße | 143 x 216 mm |
Themenwelt | Sachbuch/Ratgeber ► Beruf / Finanzen / Recht / Wirtschaft ► Geld / Bank / Börse |
Sachbuch/Ratgeber ► Gesundheit / Leben / Psychologie | |
Sozialwissenschaften ► Pädagogik | |
Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung | |
ISBN-10 | 0-316-56893-7 / 0316568937 |
ISBN-13 | 978-0-316-56893-7 / 9780316568937 |
Zustand | Neuware |
Haben Sie eine Frage zum Produkt? |
Mehr entdecken
aus dem Bereich
aus dem Bereich
der Bestseller über die richtige Anlagenstrategie
Buch | Softcover (2024)
FinanzBuch Verlag
CHF 38,90
Buch | Softcover (2022)
Ullstein Taschenbuch Verlag
CHF 19,55