Shortchanged
Seiten
2005
Berrett-Koehler (Verlag)
978-1-57675-336-1 (ISBN)
Berrett-Koehler (Verlag)
978-1-57675-336-1 (ISBN)
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The number of people affected by the fringe economy is enormous - it's not just poor immigrants, but working and middle class families who are affected. This book chronicles how the fringe economy ruthlessly and systematically exploits the poor and middle classes. It provides both the facts and personal stories and includes real-life examples.
Shortchanged takes an uncompromising look at the corporate vultures that prey on America's working class. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. The book examines the factors behind the fringe economy's rise -- stagnant wages, rising numbers of working poor, and the 12 million U. S. households without bank accounts -- and investigates the sleazy practices -- instant credit, cash-for-your-title loans, predatory mortgage lending, E-Z home equity loans -- that result in phenomenal growth for the industry and a nightmare for the consumer. Powerful analysis is combined with moving personal stories of the mothers, fathers, and families whose lives have been put on the line for the perpetuation of this economy. Ruthless, compelling, outrageous, and often enraging, "Shortchanged" puts the spotlight on the shady side of America's economic underbelly.
Shortchanged takes an uncompromising look at the corporate vultures that prey on America's working class. Made up of pawnshops, payday lenders, check cashers, credit card companies and the like, the fringe economy entices vulnerable consumers into an economic netherworld of high interest rates and ever-increasing debt. The book examines the factors behind the fringe economy's rise -- stagnant wages, rising numbers of working poor, and the 12 million U. S. households without bank accounts -- and investigates the sleazy practices -- instant credit, cash-for-your-title loans, predatory mortgage lending, E-Z home equity loans -- that result in phenomenal growth for the industry and a nightmare for the consumer. Powerful analysis is combined with moving personal stories of the mothers, fathers, and families whose lives have been put on the line for the perpetuation of this economy. Ruthless, compelling, outrageous, and often enraging, "Shortchanged" puts the spotlight on the shady side of America's economic underbelly.
Howard Karger is Professor of Social Policy at the University of Houston. In 2001 he helped found policyAmerica, a nonprofit organisation dedicated to disseminating innovations in social policy. In addition to five editions of his best-selling American Social Welfare Policy, Howard has authored or coauthored other titles including: Controversial Issues in Social Policy and Social Work and Community in a Private World
| Verlagsort | San Francisco |
|---|---|
| Sprache | englisch |
| Maße | 160 x 241 mm |
| Gewicht | 620 g |
| Themenwelt | Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre |
| ISBN-10 | 1-57675-336-0 / 1576753360 |
| ISBN-13 | 978-1-57675-336-1 / 9781576753361 |
| Zustand | Neuware |
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Buch | Softcover (2023)
Vahlen, Franz (Verlag)
CHF 51,65
