Kicking Financial Ass (eBook)

Punch Debt in the Face, Invest for the Future, and Retire Early!

Paul Christopher Dumont (Autor)

eBook Download: EPUB

2019
290 Seiten
Paul Christopher Dumont (Verlag)
978-1-9991326-1-3 (ISBN)

Infos

<p>Why wait until 65 to retire when you can start doing what you really want when you are in the prime of your life? Whether your dream is to start your own business, volunteer, or work less, Chris Dumont provides a blueprint to early retirement and the best advice on the stock market to gain control of your finances today.</p><p> </p><p><strong>After reading this book:</strong></p><p>• You will learn how Chris went from being over $50,000 in debt to being debt-free, owning multiples properties, and a six-figure stock portfolio within four years.</p><p>• You will be more financially secure. Chris shows you how to pay off all your debts. Once you are debt-free, you can hit your <strong>savings goals.</strong></p><p>• You will create a <strong>budget</strong> using an easy-to use-system, with savings and expenses <strong><em>automatically deducted.</em></strong></p><p>• You will not spend hours managing your money. Once you set things up, managing your money will be so simple that you only focus on it once a month.</p><p> </p><p><strong>You will also learn:</strong></p><p>• Being happier with less by spending on what makes you happy.</p><p>• How much money you need to retire. (<strong><em>Hint:</em></strong> It’s not as much as you think!)</p><p>• Car advice on whether you should lease, own, or buy.</p><p>• Negotiating salaries and raises and incorporate side hustles to increase your income.</p><p>• Common investing mistakes to avoid and easy-to-understand index funds with ETFs.</p><p>• Tax-advantaged accounts you should use and why for both Americans and Canadians.</p><p>• Real estate advice and whether you should rent or own.</p><p>• And much more!</p><p><br />
Everything he shows you is…</p><p><br />
<strong><em>SET – AND – FORGET</em></strong></p><p><br />
You are covered by your emergency fund when you need it, from accidents to losing your job.</p><p>Start using the concepts he teaches in this book and retire in comfort in as few as <strong>10 years.</strong></p><p>Once retired, learn how to stay active and accomplish what you have always wanted.</p><p><br />
<strong>What are you waiting for? Take control of your future today and start kicking financial ass!</strong></p>

Inhalt

<p>Part One: Foundations</p>
<ul>
<li>Chapter One: Be More With Less
<ul>
<li>The Story of the Mexican Fisherman</li>
<li>What Makes Us Happy?</li>
<li>The Happiness Equation</li>
<li>Focus Your Spending</li>
<li>Learn from the Best<br />
 </li>
</ul>
</li>
<li>Chapter Two: Know Where Your Money Is Going
<ul>
<li>Find Out Your Net Worth</li>
<li>Budgeting Techniques</li>
<li>Savings Tips</li>
<li>Be Frugal but Not Cheap<br />
 </li>
</ul>
</li>
<li>Chapter Three: Save 25x Your Annual Spending Rate
<ul>
<li>How Much Money Do I Need to Retire?</li>
<li>When Can I Retire?</li>
<li>The Power of Saving vs. Spending<br />
 </li>
</ul>
</li>
<li>Chapter Four: Build a Small Emergency Fund
<ul>
<li>Why You Need an Emergency Fund</li>
<li>Building an Emergency Fund<br />
 </li>
</ul>
</li>
<li>Chapter Five: Take Back Control of Your Debt
<ul>
<li>Focus on Your Credit Card Debt First</li>
<li>Know Your Credit Score</li>
<li>4 Steps to Managing Your Debts</li>
<li>Keep Yourself Accountable</li>
<li>Student Loan Relief</li>
<li>Avoid Payday Loans<br />
 </li>
</ul>
</li>
<li>Chapter Six: Minimize Your Car Expense
<ul>
<li>The True Cost of Commuting</li>
<li>Reality Check on New Cars</li>
<li>Buy Used and Use the 10% Rule</li>
<li>Avoid Leasing</li>
<li>What if You Paid Too Much For A Vehicle?</li>
<li>Ride-Sharing Advice</li>
<li>Money-Saving Tips</li>
<li>Save on Car Insurance<br />
 </li>
</ul>
</li>
<li>Chapter Seven: Have Insurance Just In Case
<ul>
<li>Recommended Criteria</li>
<li>Renter's And Homeowner's Insurance</li>
<li>Car Insurance</li>
<li>Life Insurance</li>
<li>Long-Term Disability</li>
<li>Health Insurance</li>
<li>Dental Insurance</li>
<li>Long-Term Care Insurance</li>
<li>Travel Insurance</li>
</ul>
</li>
</ul>

<p>Part Two: Growth</p>

<ul>
<li>Chapter Eight: Negotiate Salaries & Raises
<ul>
<li>Salaries</li>
<li>Raises<br />
 </li>
</ul>
</li>
<li>Chapter Nine: Have a Side Hustle
<ul>
<li>Anyone Can Make Extra Income</li>
<li>Create a List of Ideas</li>
<li>Making Money with Products</li>
<li>Making Money with Services</li>
<li>How to Rank and Select Your Idea</li>
<li>Validate Your Top 3 Ideas</li>
<li>Side Hustle Checklist</li>
</ul>
</li>
</ul>

<p>Part Three: Investing</p>

<ul>
<li>Chapter Ten: Invest in the Index
<ul>
<li>Stocks</li>
<li>Investing 101</li>
<li>Index Funds</li>
<li>Advice on Financial Advisors</li>
<li>How Do I Buy?</li>
<li>Alternative Investments</li>
<li>What About Robo-Advisors?</li>
<li>What About Bonds?<br />
 </li>
</ul>
</li>
<li>Chapter Eleven: Use Your Retirement Accounts
<ul>
<li>Why Retirement Accounts Are Important
<ul>
<li>Chapter 11A: American Accounts
<ul>
<li>401(k)s</li>
<li>IRAs</li>
</ul>
</li>
<li>Chapter 11B: Canadian Accounts
<ul>
<li>RRSPs</li>
<li>TFSAs</li>
<li>TFSAs vs. RRSPs</li>
</ul>
</li>
</ul>
</li>
<li>The Money Allocation Order</li>
<li>Avoid Withdrawing<br />
 </li>
</ul>
</li>
<li>Chapter Twelve: The Perils & Benefits of Real Estate
<ul>
<li>Home Ownership</li>
<li>Renting vs. Buying</li>
<li>Real Estate Can Be a Poor Investment</li>
<li>Investment Alternative to Owning a Home</li>
<li>10 Factors to Consider When Buying a Home</li>
<li>Other Mortgage Considerations</li>
<li>Home Equity Line of Credit (HELOC)</li>
</ul>
</li>
</ul>

<p>Part Four: Living Your Life</p>

<ul>
<li>Chapter Thirteen: Find a Purpose In Retirement
<ul>
<li>Filling the Void</li>
<li>Finding a Purpose</li>
<li>Get Over Your Fears<br />
 </li>
</ul>
</li>
<li>Chapter Fourteen: Happiness</li>
</ul>

Produkt-Details

• Erscheint lt. Verlag: 6.8.2019
• Sprache: englisch
• Themenwelt: Wirtschaft ► Allgemeines / Lexika
• Schlagworte: Budgeting • Early Retirement • how to become debt free • how to budget • how to invest • how to make money • Investing • investment advice • retirement advice • saving money • what to invest in
• ISBN-10: 1-9991326-1-0 / 1999132610
• ISBN-13: 978-1-9991326-1-3 / 9781999132613