Should We Abolish Household Debts?
Seiten
2019
Polity Press (Verlag)
978-1-5095-2539-3 (ISBN)
Polity Press (Verlag)
978-1-5095-2539-3 (ISBN)
We live in a culture of credit. As wages have stagnated, we’ve seen a dramatic surge in private borrowing across the western world; increasing numbers of households are sucked into a hopeless vortex of spiralling debt, fuelled by exploitative lending.
In this book Johnna Montgomerie argues that the situation is chronically dysfunctional, both individually and collectively. She shows that abolishing household debts can put an end to austerity and to the unsustainable forward march of debt-dependent growth. She combines astute economic analysis with the elements of an accessible guide to practical policy solutions such as extending unconventional monetary policy to the household sector, providing pragmatic and affordable refinancing options, and writing off the most pernicious elements of household debt. This framework, she contends, can help us to make our economy fairer and to tackle both the housing crisis and accelerating inequality.
In this book Johnna Montgomerie argues that the situation is chronically dysfunctional, both individually and collectively. She shows that abolishing household debts can put an end to austerity and to the unsustainable forward march of debt-dependent growth. She combines astute economic analysis with the elements of an accessible guide to practical policy solutions such as extending unconventional monetary policy to the household sector, providing pragmatic and affordable refinancing options, and writing off the most pernicious elements of household debt. This framework, she contends, can help us to make our economy fairer and to tackle both the housing crisis and accelerating inequality.
Dr. Johnna Montgomerie is a Reader in International Political Economy at King's College London.
Tables and Figures viii
Acknowledgements ix
Introduction 1
1 Making Money in the Debt Economy: A Primer 16
2 The Case for and Against Abolishing Household Debt 41
3 Making Credit a Public Good 65
4 Debt Write-Down 83
5 Debt Write-Off 104
Conclusion 124
Bibliography 132
| Erscheinungsdatum | 09.10.2018 |
|---|---|
| Verlagsort | Oxford |
| Sprache | englisch |
| Maße | 130 x 191 mm |
| Gewicht | 227 g |
| Themenwelt | Sozialwissenschaften ► Politik / Verwaltung |
| Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre | |
| Wirtschaft ► Volkswirtschaftslehre ► Mikroökonomie | |
| Wirtschaft ► Volkswirtschaftslehre ► Wirtschaftspolitik | |
| ISBN-10 | 1-5095-2539-4 / 1509525394 |
| ISBN-13 | 978-1-5095-2539-3 / 9781509525393 |
| Zustand | Neuware |
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