In Their Own Hands: How Savings Groups Are Revolutionizing Development

Jeffrey Ashe, Kyla Jagger Neilan (Autoren)

Buch | Softcover

224 Seiten

2014
Berrett-Koehler (Verlag)
978-1-62656-218-9 (ISBN)

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Jeffrey Ashe draws on his long, distinguished career in international development and his personal experience helping to build savings groups to explain how this simple and powerful approach works. As this book shows, the poor are not too poor to save, there is enough savings potential within a group of twenty to meet most needs, and very small sums can make a big difference. Savings groups are as convenient as meeting under a mango tree in the village, and they are as flexible as the rules group that members design for themselves. They build on existing resources while avoiding the subsidies, debt, dependency, and high costs of other approaches, including microlending.
This model has the potential to revolutionize development programs in many other areas, including health, agriculture, education, and even grassroots political empowerment. "Being organized gives us courage," as one saver said. It is their courage translated into action that explains the success of this "in their own hands" approach to development.

Jeffrey Ashe teaches microfinance at the School of International and Public Affairs at Columbia. He served as the director of community finance at Oxfam America where he and his team trained savings groups in Mali, Senegal, Cambodia, El Salvador, and Guatemala. Prior to that he founded Working Capital, the largest microenterprise program in the United States, and served as its executive director for eight years. Ashe has designed, assisted and evaluated microenterprise programs in 35 countries for the World Bank, the Agency for International Development, CIDA, and many NGO clients. Kyla Jagger Neilan is a researcher, practitioner, and activist. She currently lives in Bamako, Mali, where she is a myAgro Fellow, implementing a program that helps farmers use their savings to purchase fertilizer and seeds without going into debt.

Erscheint lt. Verlag	16.11.2014
Verlagsort	San Francisco
Sprache	englisch
Maße	55 x 85 mm
Gewicht	1 g
Themenwelt	Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre
ISBN-10	1-62656-218-0 / 1626562180
ISBN-13	978-1-62656-218-9 / 9781626562189
Zustand	Neuware