Community Banks

Issues, Trends & Performance

Christopher B Joseph (Autor)

Buch | Hardcover

161 Seiten

2013
Nova Science Publishers Inc (Verlag)
978-1-62618-906-5 (ISBN)

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This book provides an overview of an FDIC Community Banking Study which identifies and explores the issues and questions relating to community banks. To study community banks, it is necessary to define them. In the past, most analysts have used a maximum asset size, often $1 billion. However, using only a size cut-off does not account for industry growth, and the attributes associated with community banks are not exclusively tied to size. The value of community banks has always been associated with the unique combination of services they provide to their customers, as well as the manner in which they do business. Community banks tend to be relationship lenders, characterised by local ownership, local control, and local decision making. By carrying out the traditional banking functions of lending and deposit gathering on a local scale, community banks foster economic growth and help to ensure that the financial resources of the local community are put to work on its behalf. Community banks have always been inextricably connected to entrepreneurship. As of 2011, they held 14 percent of banking industry assets, but 46 percent of the industry's small loans to farms and businesses.

Preface; FDIC Community Banking Study; Community Bank Efficiency & Economies of Scale; What Factors Explain Differences in Return on Assets Among Community Banks; Statement of Doreen R Eberley (Director), Bret D Edwards (Director), Richard A Brown (Chief Economist), The Federal Deposit Insurance Corporation; Index.

Erscheint lt. Verlag	1.7.2013
Verlagsort	New York
Sprache	englisch
Maße	155 x 230 mm
Gewicht	628 g
Themenwelt	Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung
Themenwelt	Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre
ISBN-10	1-62618-906-4 / 1626189064
ISBN-13	978-1-62618-906-5 / 9781626189065
Zustand	Neuware