A Young Man's Benefit
The Independent Order of Odd Fellows and Sickness Insurance in the United States and Canada, 1860-1929
Seiten
1999
McGill-Queen's University Press (Verlag)
978-0-7735-1824-7 (ISBN)
McGill-Queen's University Press (Verlag)
978-0-7735-1824-7 (ISBN)
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In the past a family's chief cost of sickness was loss of the family head's earning. Sickness insurance provided by friendly societies became important in replacing the wage earner's lost income. This book argues that IOOF lodges were financially sound institutions.
Using cliometric methods and records from six grand-lodge archives, A Young Man's Benefit rejects the conventional wisdom about friendly societies and sickness insurance, arguing that IOOF lodges were financially sound institutions, were more efficient than commercial insurers, and met a market demand headed by young men who lacked alternatives to market insurance, not older men who had an above-average risk of sickness disability. Emery and Emery show that many young men joined the Odd Fellows for sickness insurance and quit the society once self-insurance - savings - or family insurance - secondary incomes from older children - made it feasible for them. The older men, who valued the social benefits of membership and did not need the sick benefit, gradually became a majority and dismantled the IOOF's insurance provisions.
Using cliometric methods and records from six grand-lodge archives, A Young Man's Benefit rejects the conventional wisdom about friendly societies and sickness insurance, arguing that IOOF lodges were financially sound institutions, were more efficient than commercial insurers, and met a market demand headed by young men who lacked alternatives to market insurance, not older men who had an above-average risk of sickness disability. Emery and Emery show that many young men joined the Odd Fellows for sickness insurance and quit the society once self-insurance - savings - or family insurance - secondary incomes from older children - made it feasible for them. The older men, who valued the social benefits of membership and did not need the sick benefit, gradually became a majority and dismantled the IOOF's insurance provisions.
George Emery is professor emeritus of history at the University of Western Ontario and the author of The Methodist Church on the Prairies, 1896-1914.
| Reihe/Serie | McGill-Queen's/Associated McGill-Queen's/Associated Medical Services Studies in the History of Medicine, Health, and Society |
|---|---|
| Verlagsort | Montreal |
| Sprache | englisch |
| Themenwelt | Sozialwissenschaften ► Pädagogik ► Sozialpädagogik |
| Sozialwissenschaften ► Soziologie | |
| Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Versicherungsbetriebslehre | |
| ISBN-10 | 0-7735-1824-X / 077351824X |
| ISBN-13 | 978-0-7735-1824-7 / 9780773518247 |
| Zustand | Neuware |
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