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Improving Consumer Mortgage Disclosures -

Improving Consumer Mortgage Disclosures

Jason C Castleman (Herausgeber)

Buch | Hardcover
207 Seiten
2009
Nova Science Publishers Inc (Verlag)
978-1-60692-923-0 (ISBN)
CHF 186,55 inkl. MwSt
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Describes the issues and the changes to the Home Mortgage Disclosure Act (HMDA) of 1975. This book includes brief explanations of how the reporting revisions may affect the reporting of loans covered by the Home Ownership and Equity Protection Act of 1994 as well as those insured by the Federal Housing Administration.
Recent developments in the sub-prime home loan market have triggered concern in Congress and the public at large as to whether borrowers were fully informed about the terms of their mortgage loans. Some observers have suggested that some borrowers in the sub-prime market may have been victims of predatory lending practices or other discriminatory activity. Bills introduced in the 110th Congress, such as S. 1299 (Senator Charles Schumer et al.) and S. 2452 (Senator Christopher Dodd et al.) would seek to remedy perceived abuses particularly with higher-priced mortgage lending. This book describes current issues and recent changes to the Home Mortgage Disclosure Act (HMDA) of 1975. Also included are brief explanations of how recent reporting revisions may affect the reporting of loans covered by the Home Ownership and Equity Protection Act of 1994 as well as those insured by the Federal Housing Administration.

Preface; Reporting Issues Under the Home Mortgage Disclosure Act; Improving Consumer Mortgage Disclosures: An Empirical Assessment of Current & Prototype Disclosure Forms; Index.

Erscheint lt. Verlag 20.10.2009
Zusatzinfo Illustrations
Verlagsort New York
Sprache englisch
Maße 260 x 180 mm
Gewicht 710 g
Themenwelt Wirtschaft Betriebswirtschaft / Management Rechnungswesen / Bilanzen
Betriebswirtschaft / Management Spezielle Betriebswirtschaftslehre Immobilienwirtschaft
ISBN-10 1-60692-923-2 / 1606929232
ISBN-13 978-1-60692-923-0 / 9781606929230
Zustand Neuware
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