Implementation of Basel Accords in Bangladesh (eBook)

The Role of Institutions

A K M Kamrul Hasan, Yasushi Suzuki (Autoren)

eBook Download: PDF

2021 | 1st ed. 2021
XX, 214 Seiten
Springer Singapore (Verlag)
978-981-16-3472-7 (ISBN)

Infos

This book analyzes the impact of Basel Accord in Bangladesh. More specifically, it focuses on the credit risk homogenization under standardized approach of Basel Accord where External Credit Rating Agencies (ECAIs) are allowed to rate the exposures, the potential risk of allowing sub-ordinated debt (Sub-debt) as Tier 2 capital, and multiple bank distress cases as a real-world scenarios. 

In doing so, the book explores why the ECAIs rating fail to capture the real credit risk of exposure and to what extent sub-debt is reliable as regulatory capital. With that, the book's scope is categorized into three tracts (i) analyzes the ECAIs incentive and sanction issues from institutional economics perspective (ii) discusses the ill-impact of Naïve adoption of sub-ordinated debt as regulatory capital and its associated risk on financial system, and (iii) providing readers an empirical illustrations of bank distress when an economy tapped into institutional failures in the above-mentioned tracts (i) and (ii).   

A K M Kamrul Hasan has received his Ph.D. from Ritsumeikan Asia Pacific University. His research interests include banking regulation, corporate governance, venture capital, and innovation driven enterprise finance. His works have appeared in several peer-reviewed international journals including Financial Internet Quarterly, International Journal of Economics, Management and Accounting, International Journal of SME Development, and BAUET Journal.

Yasushi Suzuki is a Professor of Finance at the College of International Management, Ritsumeikan Asia Pacific University, Japan. His primary research interest focuses on the institutional political economy and financial development.

 

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This book analyzes the impact of Basel Accord in Bangladesh. More specifically, it focuses on the credit risk homogenization under standardized approach of Basel Accord where External Credit Rating Agencies (ECAIs) are allowed to rate the exposures, the potential risk of allowing sub-ordinated debt (Sub-debt) as Tier 2 capital, and multiple bank distress cases as a real-world scenarios. In doing so, the book explores why the ECAIs rating fail to capture the real credit risk of exposure and to what extent sub-debt is reliable as regulatory capital. With that, the book's scope is categorized into three tracts (i) analyzes the ECAIs incentive and sanction issues from institutional economics perspective (ii) discusses the ill-impact of Naive adoption of sub-ordinated debt as regulatory capital and its associated risk on financial system, and (iii) providing readers an empirical illustrations of bank distress when an economy tapped into institutional failures in theabove-mentioned tracts (i) and (ii).   

Produkt-Details

• Erscheint lt. Verlag: 29.7.2021
• Zusatzinfo: XX, 214 p. 2 illus.
• Sprache: englisch
• Themenwelt: Recht / Steuern ► EU / Internationales Recht
• Themenwelt: Recht / Steuern ► Wirtschaftsrecht ► Bank- und Kapitalmarktrecht
• Themenwelt: Sozialwissenschaften ► Politik / Verwaltung ► Staat / Verwaltung
• Themenwelt: Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung
• Themenwelt: Wirtschaft ► Betriebswirtschaft / Management ► Rechnungswesen / Bilanzen
• Themenwelt: Wirtschaft ► Volkswirtschaftslehre ► Wirtschaftspolitik
• Schlagworte: Bank Distress in Bangladesh • banking business model • Banking Malaise in Bangladesh • Banking Regulations in Bangladesh • Basel Accord Associated Institutions in Bangladesh • Credit Risk in Bangladesh • ECAI in Bangladesh • External Credit Ratings Agencies Incentive • Liability in Exposure Rating • Regulatory Capital in Bangladesh • Robust and Effective Capital Regulation • Role of the Central Bank • Sub-ordinated Debt in Bangladesh
• ISBN-10: 981-16-3472-6 / 9811634726
• ISBN-13: 978-981-16-3472-7 / 9789811634727