Morningstar's 30-Minute Money Solutions
John Wiley & Sons Inc (Verlag)
978-0-470-48157-8 (ISBN)
The quick and easy way to manage money and achieve financial goals The recent economic meltdown has left people in terrible financial shape with little idea of how to turn things around. Using Morningstar's time-tested strategies and sensible approach to money management, Morningstar's 30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances breaks down important financial tasks into do-able chunks, each of which can be accomplished in 30 minutes or less. The practical, no-nonsense book
Lays out the tools to get organized, including how to create a filing and bill paying system
Details how to find the best uses for one's money, as well as how to properly invest for savings, college, and retirement
Other titles by Benz: Morningstar® Guide to Mutual Funds: Five Star Strategies for Success
These are uncertain times. Morningstar's 30-Minute Money Solutions provides expert guidance on all aspects of personal money management, and it does so in quick, easily digestible steps.
CHRISTINE BENZ is Director of Personal Finance for Morningstar. She is also editor of the monthly newsletter Morningstar® PracticalFinance and writes a weekly column on Morningstar's popular Web site, Morningstar.com. Benz is coauthor of Morningstar® Guide to Mutual Funds: 5-Star Strategies for Success and is author of the book's second edition. Before assuming her current role in 2008, Benz served as Morningstar's director of mutual fund analysis. She has also served as editor of Morningstar® FundInvestor™, a monthly newsletter for individual investors. Benz has been widely quoted in print and online media, and has made numerous appearances on national radio and television shows. For more information, visit the 30-Minute Solution Resource Center online at www.morningstar.com/goto/30MinuteSolutions.
Foreword xi
Preface xiii
Acknowledgments xix
Part one: Find your baseline 1
Chapter 1: Calculate Your Net Worth 5
Chapter 2: See Where Your Money Goes 11
Chapter 3: Set Your Financial Goals 17
Chapter 4: Create a Budget 23
Part two: Get organized 29
Chapter 5: Create a Bill-Paying System 33
Chapter 6: Create a Filing System 37
Chapter 7: Create a Master Directory 43
Part three: Find the best use of your money 47
Chapter 8: Determine Whether to Pay Down Debt or Invest 51
Chapter 9: Decide Where to Invest for Retirement 59
Part four: Get started in investing 65
Chapter 10: Create an Emergency Fund 69
Chapter 11: Find the Right Stock/Bond Mix 75
Chapter 12: Create an Investment Policy Statement 81
Chapter 13: Invest for Short- and Intermediate-Term Goals 89
Chapter 14: Create a Hands-Off Long-Term Portfolio 97
Part five: Invest in your company retirement plan 105
Chapter 15: Determine How Good Your Company Retirement Plan is 109
Chapter 16: Decide between a Traditional and Roth 401(k) 117
Chapter 17: Select the Best Investments for Your Company Retirement Plan 125
Chapter 18: Make the Most of a Subpar 401(k) Plan 131
Part six: Invest in an IRA 137
Chapter 19: Determine What Type of IRA is Best for You 143
Chapter 20: Identify the Best Investments for Your IRA 147
Chapter 21: Determine Whether to Convert Your IRA 155
Chapter 22: Roll Over Your Retirement Plan into an IRA 163
Part seven: Invest for college 169
Chapter 23: Find the Right College Savings Vehicle 173
Chapter 24: Find the Right 529 Plan 181
Chapter 25: Select the Right Investments for Your College Savings Plan 187
Part eight: Invest in your taxable account 197
Chapter 26: Identify the Best Investments for Taxable Accounts 201
Chapter 27: Manage Your Portfolio for Tax Efficiency 209
Chapter 28: Harvest Tax Losses 215
Part nine: Invest during retirement 223
Chapter 29: Determine Your Portfolio Withdrawal Rate 227
Chapter 30: Build an In-Retirement Portfolio 233
Chapter 31: Find the Right Sequence of In-Retirement Withdrawals 241
Part ten: Monitor your investments 245
Chapter 32: Conduct a Portfolio Checkup 249
Chapter 33: Rebalance Your Portfolio 257
Part eleven: Cover your bases on estate planning 263
Chapter 34: Get Started on Your Estate Plan 269
Chapter 35: Handle Beneficiary Designations 275
Chapter 36: Create a Personal Legacy 281
About the author 285
Index 287
| Zusatzinfo | Tables: 15 B&W, 0 Color |
|---|---|
| Verlagsort | New York |
| Sprache | englisch |
| Maße | 158 x 231 mm |
| Gewicht | 476 g |
| Themenwelt | Sachbuch/Ratgeber ► Beruf / Finanzen / Recht / Wirtschaft ► Geld / Bank / Börse |
| ISBN-10 | 0-470-48157-9 / 0470481579 |
| ISBN-13 | 978-0-470-48157-8 / 9780470481578 |
| Zustand | Neuware |
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