Nicht aus der Schweiz? Besuchen Sie lehmanns.de
Decoding the New Mortgage Market - David Reed

Decoding the New Mortgage Market

(Autor)

Buch | Softcover
240 Seiten
2010
Amacom (Verlag)
978-0-8144-1400-2 (ISBN)
CHF 18,90 inkl. MwSt
Helps you in finding some of the best and most realistic mortgage deals while navigating past potential obstacles and traps.
The housing market is in turmoil, but if there’s a silver lining, it’s the fact that purchase prices are at historic lows. Sure, there are still plenty of predatory lenders waiting to exploit the naïve potential buyer, but those who do their homework will be rewarded with a fair price and manageable mortgage terms.Decoding the New Mortgage Market is a map to finding the best and most realistic mortgage deals while navigating past potential obstacles and traps. Filled with money-saving advice.Because lenders and buyers alike have gotten “burned” in the mortgage crisis, find ing and qualifying for a manageable loan may now be more difficult. Read ers will find that Decoding the New Mortgage Market makes the search both easier and more fruitful, and that their dreams of home ownership are still within their reach.

David Reed is the author of many books including Mortgages 101 (9780814401668) and Mortgage Confidential (9780814473696). As a senior loan offi cer, he has closed more than 2,000 mortgage loans. He is a columnist for Realty Times and Mortgage Originator magazine.

CONTENTS



Chapter 1 What Happened, and How Did We Get Here? 1

Chapter 2 Fannie Mae and Freddie Mac: Underwriting Changes That Affect Every Potential Homeowner 16

Chapter 3 Government-Backed Loans: VA, FHA, and USDA 46

Chapter 4 Qualifying the New Way: Understanding Automated Underwriting Systems 74

Chapter 5 Banks, Mortgage Banks, and Mortgage Brokers in the New Mortgage Market 102

Chapter 6 Loan Programs: Which Is Right for You? 134

Chapter 7 Funds for Closing: Down Payments and Closing Costs 161

Chapter 8 What to Do When Things Go Wrong 195



Appendix: Monthly Payment Schedules 212

Glossary 218

Index 245

Erscheint lt. Verlag 16.1.2010
Verlagsort New York
Sprache englisch
Maße 150 x 231 mm
Gewicht 383 g
Themenwelt Sachbuch/Ratgeber Beruf / Finanzen / Recht / Wirtschaft Geld / Bank / Börse
Sachbuch/Ratgeber Beruf / Finanzen / Recht / Wirtschaft Immobilien / Grunderwerb
ISBN-10 0-8144-1400-1 / 0814414001
ISBN-13 978-0-8144-1400-2 / 9780814414002
Zustand Neuware
Haben Sie eine Frage zum Produkt?
Mehr entdecken
aus dem Bereich
1000 ganz legale Steuertricks : der Ratgeber für alle Steuerzahler …

von Franz Konz

Buch | Softcover (2023)
Knaur Taschenbuch (Verlag)
CHF 23,80
der Bestseller über die richtige Anlagenstrategie

von Benjamin Graham

Buch | Softcover (2024)
FinanzBuch Verlag
CHF 38,90