Housing America

Building Out of a Crisis

Buch | Hardcover

408 Seiten

2009
Routledge (Verlag)
978-1-4128-1020-3 (ISBN)

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Housing policy not only aff ects all Americans' quality of life, but has a direct impact on their fi nancial well being. About 70 percent of American households own their own homes, and for most, their homes represent the majority of their net worth. Renters are aff ected by housing policy. Even the small minority of Americans who are homeless are aff ected by housing policies specifi cally targeted to low-income individuals.

The government's increasing involvement in housing markets, fed by popular demand that government "do something" to address real problems of mortgage defaults and loans, provides good reason to take a new look at the public sector in housing markets. Crises in prime mortgage lending may lower the cost of housing, but the poor and homeless cannot benefi t because of increases in unemployment. Even the private market is heavily regulated. Government policies dictate whether people can build new housing on their land, what type of housing they can build, the terms allowed in rental contracts, and much more.

This volume considers the eff ects of government housing policies and what can be done to make them work better. It shows that many problems are the result of government rules and regulations. Even in a time of foreclosures, the market can still do a crucial a job of allocating resources, just as it does in other markets. Consequently, the appropriate policy response may well be to signifi cantly reduce, not increase, government presence in housing markets. Housing America is a courageous and comprehensive eff ort to examine housing policies in the United States and to show how such policies aff ect the housing market.

Randall G. Holcombe

Preface, 1. Introduction: Is There a Housing Crisis?, 2. Urban Planning, Housing Affordability, and Land Use, 3. The Benefits of Nonzoning, 4. Building Codes, Housing Prices, and the Poor, 5. Smart Growth and Housing, 6. Inclusionary Zoning, 7. A Brief Survey of Rent Control in America: Past Mistakes and Future Directions, 8. The Economics of Government Housing Assistance for the Poor, 9. Eminent Domain, 10. Arresting Development: Impact Fees in Theory and Practice, 11. The Economics of Housing Bubbles, 12. Fannie Mae, Freddie Mac, and Housing: Good Intentions Gone Awry, 13. Anatomy of a Train Wreck: Causes of the Mortgage Meltdown, 14. Urban Planning: The Government or the Market, 15. Private Neighborhood Governance: Trends and New Options in Collective Housing Ownership, About the Editors and Contributors, Index

Reihe/Serie	Independent Studies in Political Economy
Verlagsort	New York
Sprache	englisch
Maße	152 x 229 mm
Gewicht	635 g
Themenwelt	Recht / Steuern ► EU / Internationales Recht
Themenwelt	Recht / Steuern ► Privatrecht / Bürgerliches Recht ► Baurecht (privat)
ISBN-10	1-4128-1020-5 / 1412810205
ISBN-13	978-1-4128-1020-3 / 9781412810203
Zustand	Neuware