Ujjivan

Transforming with Technology

Subir Roy (Autor)

Buch | Hardcover

256 Seiten

2018
Oxford University Press (Verlag)
978-0-19-948298-6 (ISBN)

Artikel merken

Three decades of being a banker afforded Samit Ghosh a ringside view of the biggest vulnerability of India's financial sector-its failure to ensure true financial inclusion. This became the impetus for Ghosh's second innings as the creator of Ujjivan, a pioneering venture to bring financial services to the urban poor. Since 2005, when it opened its doors for business, Ujjivan has seen rapid growth. Starting off as a microfinance organization that gave small, unsecured loans to poor businesswomen, Ujjivan gradually expanded to offer agricultural, education, home-improvement, home-purchase, and livestock loans. Today, Ujjivan is a small finance bank. Its burgeoning customer base and robust balance sheet are resounding proof that lending to the poor can be a good business, making it a shining example of conscious capitalism done right. Read Ujjivan: Transforming with Technology for a behind-the scenes look at how Ujjivan is chasing its credo-building a better life for those left behind.

Subir Roy spent four decades with leading publications in the print media, most recently with Business Standard. His key interests are public policy, information technology, affordable healthcare, and urban issues. He is the author of Made in India: A Study of Emerging Competitiveness (2005).

Abbreviations
Foreword by Jaithirth Rao
Author's Note

1. Introduction and Overview
2. Situating Microfinance
3. Experts Remember
4. An Idea Is Born
5. A Firm Is Born
6. A Pilot Gets Going
7. On a High Growth Path
8. A Crisis Forewarned
9. The Crisis Arrives in Andhra
10. Batt ling the Crisis
11. Return to High Growth
12. Processes and Information Technology
13. The Human Factor
14. Risk Management
15. MFI to SFB, via IPO
16. Beyond Microfinance
17. The Demonetization Trauma
18. Light at Tunnel's End

Index
About the Author

Erscheinungsdatum	03.09.2018
Zusatzinfo	Various
Verlagsort	Oxford
Sprache	englisch
Maße	148 x 224 mm
Gewicht	420 g
Themenwelt	Mathematik / Informatik ► Informatik
	Wirtschaft ► Betriebswirtschaft / Management ► Finanzierung
	Betriebswirtschaft / Management ► Spezielle Betriebswirtschaftslehre ► Bankbetriebslehre
ISBN-10	0-19-948298-5 / 0199482985
ISBN-13	978-0-19-948298-6 / 9780199482986
Zustand	Neuware