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Genes and Insurance - Marcus Radetzki, Marian Radetzki, Niklas Juth

Genes and Insurance

Ethical, Legal and Economic Issues
Buch | Hardcover
180 Seiten
2003
Cambridge University Press (Verlag)
978-0-521-83090-4 (ISBN)
CHF 174,55 inkl. MwSt
The genetic information that is available to insurance companies has often been regulated to avoid certain ethical difficulties. However, regulation may not be the solution, argue the authors, and suggest instead the resurrection of collectively funded public insurances. This will interest academic researchers and professionals involved with genetics and insurance.
The result of two key social developments in recent years are examined here: the partial dismantling of the welfare state and the progress of genetics. Genetic insights are increasingly valuable for risk assessment, and insurers would like to use these insights to help determine premiums. Combined with the fact that social welfare is being curtailed, this could potentially create an uninsured high-risk population. Along with considerations of autonomy and privacy, this is the basis for an ethical critique of insurer's access to information. The result has often been regulation of such information; but the authors argues that due to adverse selection, regulation will not solve these problems, and this may jeopardize the survival of private personal insurance. Instead, we should look towards the resurrection of social insurance, a key component of the welfare state. This will interest academic researchers as well as professionals involved with genetics and insurance.

Preface; 1. Introduction; Part I. Starting Points: 2. The terminology and possibilities of genetics; 3. Opportunities for insurers to use genetic information; Part II. Social, Economic and Legal Aspects: 4. Social insurance in the modern welfare state: emergence, maturity and partial dismantling; 5. International trade in personal insurance; 6. Prohibitions against discrimination in the private sphere: does legislation build on a consistent foundation?; Part III. Ethical Aspects: 7. Ethical arguments for and against the right of insurance companies to genetic information; Part IV. Evaluation: 8. Conclusions and policy implications; Bibliography; Index.

Erscheint lt. Verlag 6.11.2003
Reihe/Serie Cambridge Law, Medicine and Ethics
Verlagsort Cambridge
Sprache englisch
Maße 152 x 229 mm
Gewicht 440 g
Themenwelt Geisteswissenschaften Philosophie
Medizin / Pharmazie Medizinische Fachgebiete Medizinethik
Studium Querschnittsbereiche Geschichte / Ethik der Medizin
Recht / Steuern EU / Internationales Recht
Recht / Steuern Wirtschaftsrecht Bank- und Kapitalmarktrecht
Betriebswirtschaft / Management Spezielle Betriebswirtschaftslehre Versicherungsbetriebslehre
ISBN-10 0-521-83090-7 / 0521830907
ISBN-13 978-0-521-83090-4 / 9780521830904
Zustand Neuware
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