Essays on Housing and Pensions (eBook)

A European Perspective

Thomas Müller (Autor)

eBook Download: PDF

2018 | 1st ed. 2019
XVII, 73 Seiten
Springer Fachmedien Wiesbaden (Verlag)
978-3-658-24955-7 (ISBN)

Infos

Demographic trends put a burden on EU pension provision. As the sustainability of pension systems is addressed by current pension reforms, lower benefit levels are projected. In this scenario, households may want to consider supplementing their public pension income. As their own residence is on average their most valuable asset, its transformation to income can be one form of alleviating financial distress in old age. Thomas Müller presents research findings on the interdependency of housing and pension wealth as well as on whether and to what extent housing wealth is decumulated after retirement. The author emphasizes the consideration of housing wealth in pension policies to enable European households to employ its housing asset as an income source in old age.

About the Author

Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.

Thomas Müller wrote his dissertation at the Real Estate Management Institute (REMI) at the EBS Business School. His research was motivated by the effects of demographic changes on pension provision in the EU. He focused especially on the allocation and liquidation of private housing wealth as a public pension supplement.

   

Inhalt

Trade-off Between Housing and Pensions.- Housing Wealth Release in Old Age.- Policy Implications for Europe.

Produkt-Details

• Erscheint lt. Verlag: 28.12.2018
• Reihe/Serie: Essays in Real Estate Research
• Reihe/Serie: Essays in Real Estate Research
• Zusatzinfo: XVII, 73 p. 1 illus.
• Verlagsort: Wiesbaden
• Sprache: englisch
• Themenwelt: Sozialwissenschaften ► Politik / Verwaltung
• Themenwelt: Wirtschaft ► Betriebswirtschaft / Management
• Schlagworte: Demographic Change • Displacement Effect • Equity Release Schemes • Homeownership • Household Portfolio • Housing wealth • Life Cycle Theory • Old age Poverty • Pension Systems • Pension Wealth • Public Pensions • Reverse Mortgage • Trade-off • Wealth Release • Welfare State
• ISBN-10: 3-658-24955-2 / 3658249552
• ISBN-13: 978-3-658-24955-7 / 9783658249557