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Mobile Payment Systems (eBook)

Secure Network Architectures and Protocols
eBook Download: PDF
2017 | 1st ed. 2017
XIV, 133 Seiten
Springer International Publishing (Verlag)
978-3-319-23033-7 (ISBN)

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Mobile Payment Systems - Jesús Téllez, Sherali Zeadally
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This important text/reference presents the latest research and developments in the field of mobile payment systems (MPS), covering issues of mobile device security, architectures and models for MPS, and transaction security in MPS. Topics and features: introduces the fundamental concepts in MPS, discussing the benefits and disadvantages of such systems, and the entities that underpin them; reviews the mobile devices and operating systems currently available on the market, describing how to identify and avoid security threats to such devices; examines the different models for mobile payments, presenting a classification based on their core features; presents a summary of the most commonly used cryptography schemes for secure communications; outlines the key challenges in MPS, covering security for ubiquitous mobile commerce and usability issues; highlights the opportunities offered by mobile cloud computing and vehicular ad hoc networks in the design and development of MPS.

Dr. Jesús Téllez is an Associate Professor in the Department of Computer Science at the University of Carabobo, Valencia, Venezuela.

Dr. Sherali Zeadally is an Associate Professor in the College of Communication and Information at the University of Kentucky, Lexington, KY, USA. His other publications include the Springer titles Privacy in a Digital, Networked WorldNext-Generation Wireless Technologies, and Unique Radio Innovation for the 21st Century.

Dr. Jesús Téllez is an Associate Professor in the Department of Computer Science at the University of Carabobo, Valencia, Venezuela.Dr. Sherali Zeadally is an Associate Professor in the College of Communication and Information at the University of Kentucky, Lexington, KY, USA. His other publications include the Springer titles Privacy in a Digital, Networked World, Next-Generation Wireless Technologies, and Unique Radio Innovation for the 21st Century.

Preface 8
Contents 11
1 Introduction 13
1.1 Electronic Money 13
1.1.1 Advantages and Disadvantages of Electronic Money 15
1.1.2 Characteristics of Electronic Money 15
1.2 Electronic Commerce 16
1.3 Mobile Commerce 18
1.4 Mobile Payment 19
1.4.1 Mobile Payment Characteristics 20
1.4.2 Existing Mobile Payment Methods 21
1.4.2.1 Basis of Payment 21
1.4.2.2 Timing of Payment 23
1.4.2.3 Medium of Payment 23
1.4.2.4 Payment Amount 24
1.4.2.5 Location of Payment 24
1.4.3 Mobile Payment Stakeholders 24
1.4.4 Technologies for Mobile Payments 25
1.5 Mobile Payment System (MPS) 27
1.5.1 Entities 28
2 Mobile Device Security 31
2.1 Mobile Devices 31
2.1.1 Classification of Mobile Devices 31
2.1.2 Mobile Operating Systems (Mobile OSs) 33
2.2 Mobile Device Security 35
2.2.1 Mobile Device Security Versus PersonalComputer Security 37
2.2.2 Threat Model 38
2.2.2.1 Targets for Mobile Device 39
2.2.2.2 Adversaries 40
2.2.2.3 Attack Vectors 40
2.2.3 Mobile Malware 41
2.2.4 Security Solutions for Mobile Devices 43
2.2.4.1 Intrusion Detection Systems 43
2.2.4.2 Trusted Mobile 44
3 Architectures and Models for Mobile Payment Systems 46
3.1 Classifications of Mobile Payment Models: State of the Art 46
3.1.1 Micro-payments 46
3.1.2 Cryptographic Technique 53
3.1.2.1 Asymmetric Cryptographic 53
3.1.2.2 Symmetric Cryptographic 57
3.1.3 Technology Used 62
3.1.3.1 Short Message Service (SMS) 62
3.1.3.2 Biometric Technology 67
3.1.3.3 Radio-Frequency Identification (RFID) Technology 68
3.1.3.4 Near Field Communication (NFC) 73
3.1.3.5 2-D Barcode Technology 77
3.1.3.6 Peer-to-Peer (P2P) Technology 81
3.1.4 Session Initiation Protocol (SIP) 86
3.1.5 Communication Restriction 90
3.1.6 Mobile Agent Technology 97
3.1.7 Wireless Application Protocol (WAP) 101
4 Security in Mobile Payment Systems 103
4.1 Security Requirements 103
4.2 Basic Concepts in Cryptography 105
4.2.1 Secure Sockets Layer (SSL) 105
4.2.2 Symmetric Cryptography 105
4.2.2.1 Message Authentication Code (MAC) 107
4.2.3 Public Key Cryptography 108
4.2.3.1 Digital Signatures 109
4.2.3.2 Certificate Authorities 110
4.2.4 Elliptic Curve Cryptography 111
4.2.5 Self-Certified Public Keys 112
4.2.6 Security Vulnerabilities, Threats, Risks, and Protection Solutions 112
4.3 Security and Constraints of Mobile Payment Systems 113
4.3.1 Constraint of Wireless Environments 113
4.3.1.1 Resource Limitations of Mobile Devices 113
4.3.2 Characteristics of Wireless Networks 116
5 Future Challenges and Opportunities 117
Bibliography 128
Index 138

Erscheint lt. Verlag 2.10.2017
Reihe/Serie Computer Communications and Networks
Computer Communications and Networks
Zusatzinfo XIV, 133 p. 58 illus., 2 illus. in color.
Verlagsort Cham
Sprache englisch
Themenwelt Mathematik / Informatik Informatik Netzwerke
Schlagworte mobile commerce • Mobile Payment • Mobile Payment Systems • Payment Protocols • Security of Mobile Payment
ISBN-10 3-319-23033-6 / 3319230336
ISBN-13 978-3-319-23033-7 / 9783319230337
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